COMING SOONFor the African diaspora in the UK

One wallet for home and away.

Load pounds before your trip home. Spend naira the moment you land, at a rate you see upfront.

Built for the trip between
GBP · United KingdomNGN · NigeriaMore countries coming

The problem

Four apps. Four sets of fees. Every single trip.

Living in the UK with one foot at home means juggling apps, and every switch costs you a little money and a lot of patience.

A transfer app for the ratefee
A travel card for spendingfee
Your UK bank for poundsfee
A local app once you landfee
One Wraba.every fee shown upfront

How it works

Load. Land. Send.

The right currency at the right rate, picked for you. You just decide where the money goes.

Your card is ready the moment you're verified.

Scan your ID, take a selfie, and your virtual Wraba card is waiting. Add it to Apple Pay or Google Wallet and it's ready for your trip.

What your card can do
  • Pay in shops and online with your virtual or physical card
  • Tap to pay with Apple Pay or Google Wallet, where it's accepted
  • Use your physical card at POS terminals and ATMs

Wraba knows when you've landed.

Land in Nigeria and trip mode puts naira first. Your card spends it before it touches your pounds.

TGood morning, TolaWelcome to Lagos, Tola
You're in LagosYour card will spend NGN first
GBP£450.20UK current account
NGN · pinned₦1,247,500≈ £640.51
UB
UberGBP wallet · 2 days ago
-£12.40
TE
Tesco ExpressGBP wallet · Monday
-£23.40
SL
Shoprite LekkiNGN wallet · Just now
-₦12,400
LC
Lagos ContinentalNGN wallet · Pending
-₦15,000

Questions, answered plainly.

Something else? Write to hello@wraba.io.

Your next trip home starts here.

Join the waitlist and be first in when Wraba opens in the UK.

Your email stays private. We only use it to tell you when Wraba opens. Privacy policy